Instant Funding
Forex · Read on 2026-11-04
Instant Funding Pro
| Phase | Daily loss | Max loss | Drawdown | Target | Min days |
|---|---|---|---|---|---|
| Funded | – | 10% | – | – | – |
- Sizes
- $625, $1,250, $2,500, $5,000, $10,000, $20,000, $40,000, $80,000, $120,000
- Profit split
- 80% baseline (90% via add-on)
- Payouts
- First payout 14 days after first trade, then every 7; minimum $25; Smart Drawdown must be locked
- Max leverage
- 100x
- Copying between accounts
- Allowed
- Daily loss basis
- No daily drawdown on this program.
- Copying allowed between same-owner accounts, including accounts at other prop firms and brokers.
- Temporary funded leverage on metals, oil and indices: 1:5.
- Combined account cap $1,000,000.
- Inactivity 60 days.
- HFT (60 seconds or less) and martingale prohibited.
- Breaking the max lot rule resets the account.
- Smart Drawdown: floor starts 10% below starting balance and moves permanently to 5% below once balance gains 5%. Field holds the starting 10%.
- daily loss is blank because the firm states there is no daily drawdown.
- 3% risk per trade idea is a hard breach.
- Formerly Smart. Leverage 1:30 with Swing.
- Without the Swing add-on: 4 minutes either side of news restricted, and no weekend holds.
- Smart Drawdown is a hybrid: the floor starts at 10% below the starting balance and moves permanently to 5% below it after a 5% gain.
- Hybrid drawdown: the floor starts 10% below the starting balance and moves to 5% below after a 5% gain.
Couldn't confirm: Sizes come from the lot table.
Sources:Instant Funding: Trading rulesInstant Funding: How daily loss is calculatedInstant Funding: Is copy trading allowedInstant Funding: LeverageInstant Funding: Instant Funding programInstant Funding: Smart drawdown
Instant Funding Lite
| Phase | Daily loss | Max loss | Drawdown | Target | Min days |
|---|---|---|---|---|---|
| Funded | 4% | 10% | – | – | – |
- Sizes
- $1,250, $2,500, $5,000, $10,000, $20,000, $40,000, $80,000
- Profit split
- 80% baseline (90% via add-on)
- Payouts
- First payout 14 days after first trade, then every 7; minimum $25
- Max leverage
- 100x
- Copying between accounts
- Allowed
- Daily loss basis
- % of the higher of balance or equity at the 17:00 EST rollover, not of starting balance (4% of $10,500 = $420). No fixed UTC hour confirmed.
- Copying allowed between same-owner accounts, including accounts at other prop firms and brokers.
- Temporary funded leverage on metals, oil and indices: 1:5.
- Combined account cap $1,000,000.
- Inactivity 60 days.
- HFT (60 seconds or less) and martingale prohibited.
- Breaking the max lot rule resets the account.
- Smart Drawdown: floor starts 10% below starting balance and moves permanently to 5% below once balance gains 5%. Field holds the starting 10%.
- 2% risk per idea.
- Formerly GO. Scaling 2x up to $1.28m.
- Without the Swing add-on: 4 minutes either side of news restricted, and no weekend holds.
- Smart Drawdown is a hybrid: the floor starts at 10% below the starting balance and moves permanently to 5% below it after a 5% gain.
Couldn't confirm: Consistency not confirmed for this program.; Sizes come from the lot table.
Sources:Instant Funding: Trading rulesInstant Funding: How daily loss is calculatedInstant Funding: Is copy trading allowedInstant Funding: LeverageInstant Funding: Instant Funding LiteInstant Funding: Smart drawdown
IF Micro Pro
| Phase | Daily loss | Max loss | Drawdown | Target | Min days |
|---|---|---|---|---|---|
| Funded | 4% | 6% | static | – | – |
- Sizes
- $5,000, $10,000, $25,000, $50,000, $100,000, $200,000, $300,000
- Profit split
- 80%
- Payouts
- On demand; minimum profit 5% of starting balance
- Max leverage
- –
- Copying between accounts
- Allowed
- Daily loss basis
- % of the higher of balance or equity at the 17:00 EST rollover, not of starting balance (4% of $10,500 = $420). No fixed UTC hour confirmed.
- Copying allowed between same-owner accounts, including accounts at other prop firms and brokers.
- Temporary funded leverage on metals, oil and indices: 1:5.
- Combined account cap $1,000,000.
- Inactivity 60 days.
- HFT (60 seconds or less) and martingale prohibited.
- Breaking the max lot rule resets the account.
- 1% risk per idea.
- News and weekend holds included.
Couldn't confirm: Leverage not confirmed.
Sources:Instant Funding: Trading rulesInstant Funding: How daily loss is calculatedInstant Funding: Is copy trading allowedInstant Funding: LeverageInstant Funding: IF Micro
One-Phase Pro
| Phase | Daily loss | Max loss | Drawdown | Target | Min days |
|---|---|---|---|---|---|
| Challenge | 3% | 8% | static | 10% | 3 |
| Funded | 3% | 8% | static | – | – |
- Sizes
- $5,000, $10,000, $25,000, $50,000, $100,000, $200,000
- Profit split
- 80% (90% scaled)
- Payouts
- On demand; minimum profit the larger of 1.5% or $25
- Max leverage
- 100x
- Copying between accounts
- Allowed
- Daily loss basis
- % of the higher of balance or equity at the 17:00 EST rollover, not of starting balance (4% of $10,500 = $420). No fixed UTC hour confirmed.
- Copying allowed between same-owner accounts, including accounts at other prop firms and brokers.
- Temporary funded leverage on metals, oil and indices: 1:5.
- Combined account cap $1,000,000.
- Inactivity 60 days.
- HFT (60 seconds or less) and martingale prohibited.
- Breaking the max lot rule resets the account.
- No time limit.
- Risk per idea 50% of starting daily drawdown, hard breach per rules page.
- /trading-rules/ lists One-Phase as legacy, but /one-phase-challenge/ still sells One-Phase Pro.
Couldn't confirm: One-Phase landing page FAQ also mentions other payout gates (2% with 15%, 5% with 25%) without clear program labels.
Sources:Instant Funding: Trading rulesInstant Funding: How daily loss is calculatedInstant Funding: Is copy trading allowedInstant Funding: LeverageInstant Funding: One-PhaseInstant Funding: One-Phase challenge
One-Phase Lite
| Phase | Daily loss | Max loss | Drawdown | Target | Min days |
|---|---|---|---|---|---|
| Challenge | 4% | 6% | trailing | 9% | 0 |
| Funded | 4% | 6% | trailing | – | – |
- Sizes
- –
- Profit split
- 80% (up to 90%)
- Payouts
- First payout on demand, minimum 1.5%; then every 7 days
- Max leverage
- 30x
- Copying between accounts
- Allowed
- Daily loss basis
- % of the higher of balance or equity at the 17:00 EST rollover, not of starting balance (4% of $10,500 = $420). No fixed UTC hour confirmed.
- Copying allowed between same-owner accounts, including accounts at other prop firms and brokers.
- Temporary funded leverage on metals, oil and indices: 1:5.
- Combined account cap $1,000,000.
- Inactivity 60 days.
- HFT (60 seconds or less) and martingale prohibited.
- Breaking the max lot rule resets the account.
- Trailing follows closed balance and stops at starting balance at +6%.
- News and weekend holds included.
- Formerly Clarity.
Couldn't confirm: Sizes not confirmed.
Sources:Instant Funding: Trading rulesInstant Funding: How daily loss is calculatedInstant Funding: Is copy trading allowedInstant Funding: LeverageInstant Funding: One-Phase ClarityInstant Funding: Trailing drawdown
Reference only. Firms change their rules: check the firm's own page before you buy or trade. A dash means we couldn't confirm it.
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